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The maximum APR you could receive is 28.9% Make sure to read our Statement of lender and borrower responsibilities, our Important Information and our Terms and Conditions before you apply.

If you proceed and submit an application, a credit search will be registered at the Credit Reference Agencies.Yes, in the right circumstances debt consolidation can be beneficial and help you manage your debt.If you have all your debts in one place, it means that you only have to track one interest rate and one payment to make each month.This is the representative rate which we expect most people who apply to get.The rate you are offered will be a personalised rate based on your current individual circumstances including credit information held about you by the credit reference agencies, the loan amount you borrow and length of time you borrow for.

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See Borrowing Money with an AA Loan for more information.